Property Price (RM):Enter a number.
Down Payment (RM):Enter a number.
Loan Period (Years):Enter a number.
Interest Rate (%):Enter a number.
- Estimate monthly home loan repayment amount.
- Generate pie chart of housing loan principal versus interest amounts.
- Generate principal, interest and balance loan repayment chart, over loan period.
- Generate principal, interest and balance loan repayment table, by year.
How to Use:
- Enter property price in Malaysian Ringgit.
- Enter down payment amount in Malaysian Ringgit.
- Enter housing loan period in Years.
- Enter loan interest rate in Percentage.
Malaysia Housing Loan Interest Rates:
Base Lending Rate (BLR) = 6.6%
Maximum Loan Amount = 90% of property price.
Bank Fixed-Rate Home Loan Interest Rates:
|Bank Name||Home Loan Interest Rate|
|CIMB Home Loan||4.65% (BR - 3.9%)|
|Citibank FlexiHome Loan||4.4% (BR - 3.65%)|
|Hong Leong Housing Loan||4.4% (BR - 3.69%)|
|HSBC Ideal Home Plan||4.35% (BR - 3.5%)|
|Maybank Maxi Home||4.30% (BR - 3.0%)|
|OCBC Standard Housing Loan||4.35% (BR - 3.72%)|
|RHB My1 Home Loan||4.45% (BR - 3.65%)|
|AFFIN Home Invest-i||4.34% (BR - 3.74%)|
|Housing Loan 101 : What You Need to Consider|
|5 Expensive Housing Loan Blunders You Want to Avoid|
|Qualifying For a Home Loan|