Home Loan Calculator

Property Price (RM):
Down Payment (RM):
Loan Period (Years):
Interest Rate (%):
PAYMENT BREAKDOWN
Result:
Monthly Repayment
?




PAYMENT SCHEDULE

Principal

Interest

Balance

YEARSPRINCIPALINTERESTBALANCE

Malaysia Home Loan Calculator



Features:

  • Estimate monthly home loan repayment amount.
  • Generate pie chart of housing loan principal versus interest amounts.
  • Generate principal, interest and balance loan repayment chart, over loan period.
  • Generate principal, interest and balance loan repayment table, by year.

How to Use:

  1. Enter property price in Malaysian Ringgit.
  2. Enter down payment amount in Malaysian Ringgit.
  3. Enter housing loan period in Years.
  4. Enter loan interest rate in Percentage.

Malaysia Housing Loan Interest Rates:

Base Lending Rate (BLR) = 6.6%
Maximum Loan Amount = 90% of property price.

Bank Fixed-Rate Home Loan Interest Rates:

Bank NameHome Loan Interest Rate
CIMB Home Loan4.65% (BR - 3.9%)
Citibank FlexiHome Loan4.4% (BR - 3.65%)
Hong Leong Housing Loan4.4% (BR - 3.69%)
HSBC Ideal Home Plan4.35% (BR - 3.5%)
Maybank Maxi Home4.30% (BR - 3.0%)
OCBC Standard Housing Loan4.35% (BR - 3.72%)
RHB My1 Home Loan 4.45% (BR - 3.65%)
AFFIN Home Invest-i4.34% (BR - 3.74%)
(Updated May 2017)

Recommended Reading

Home Loan 101Housing Loan 101 : What You Need to Consider
Home Loan 5 Expensive Housing Loan Blunders You Want to Avoid
Home Loan Qualifying For a Home Loan