Home Loan Calculator

Property Price (RM):
Down Payment (RM):
Loan Period (Years):
Interest Rate (%):
PAYMENT BREAKDOWN
Result:
Monthly Repayment
?




  • PAYMENT SCHEDULE

    Principal

    Interest

    Balance

    YEARS PRINCIPAL INTEREST BALANCE

    Malaysia Home Loan Calculator



    Features:

    • Estimate monthly home loan repayment amount.
    • Generate pie chart of housing loan principal versus interest amounts.
    • Generate principal, interest and balance loan repayment chart, over loan period.
    • Generate principal, interest and balance loan repayment table, by year.

    How to Use:

    1. Enter property price in Malaysian Ringgit.
    2. Enter down payment amount in Malaysian Ringgit.
    3. Enter housing loan period in Years.
    4. Enter loan interest rate in Percentage.

    Malaysia Housing Loan Interest Rates:

    Base Lending Rate (BLR) = 6.6%
    Maximum Loan Amount = 90% of property price.

    Bank Fixed-Rate Home Loan Interest Rates:

    Bank NameHome Loan Interest Rate
    CIMB Home Loan4.75% (BR - 4.0%)
    Citibank FlexiHome Loan4.85% (BR - 3.9%)
    Hong Leong Housing Loan4.55% (BR - 3.84%)
    HSBC Ideal Home Plan4.75% (BR - 3.75%)
    Maybank Maxi Home4.50% (BR - 3.2%)
    OCBC Standard Housing Loan4.62% (BR - 3.99%)
    RHB My1 Home Loan 4.55% (BR - 3.9%)
    AFFIN Home Invest-i4.59% (BR - 3.99%)
    (Updated May 2016)

    Recommended Reading

    Home Loan 101Housing Loan 101 : What You Need to Consider
    Home Loan 5 Expensive Housing Loan Blunders You Want to Avoid